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Fees

We encourage you to use your Card immediately. The Bank assesses no fees when using the Card to purchase goods and services within the U.S. You have unlimited free access to balance and transaction information online at www.eastwestbank.com (note: there is no charge for online or telephone inquiries). The following fees may apply except where prohibited or modified by applicable law:

Card Purchase Fee: We may charge a fee of $2.00 when you purchase your Card.

Monthly Card Fee: There are no fees after purchase including dormancy, inactivity, or service fees.

Card Replacement Fee: There is no charge for issuing a replacement card.

Customer Service Calls: There is no charge for calls made to customer service.

 

Bank's Liability for Failure to Make Transfers

If we do not complete a transaction arising from the use of your Card on time or in the correct amount according to our agreement with you, if any, we will be liable to you for losses or damages. However, there are some exceptions. We will not be liable, for instance:

If through no fault of ours, you do not have enough available balance on your Card to cover a transaction
If the system was not working properly
If circumstances beyond our control (such as flood or fire) prevent the transaction, despite reasonable precautions that we have taken

We are not liable to you in any case for special, punitive, or consequential damages or for any incidental expenses incurred by you, including, without limitation, attorneys' fees.
 
Changing These Terms and Conditions
At our discretion, we may change the terms of, or add a new term to, this Agreement or change any feature of, or add a new feature to, the Card. We will give you notice of such change by posting a notice on our website, www.eastwestbank.com, or as otherwise permitted by law.
 
NOTE: This Agreement should be provided to the "Cardholder/Gift Recipient" as an accompaniment to the Gift Card.
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  "East West Bank, compass logo, and East West Bank with compass logo" are separately registered trademarks of East West Bancorp in the United States and other countries. © Copyright 2006 - 2010, East West Bank. All Rights Reserved.